South Payday Loans is a payday lending organization operating from a small office within Indianapolis, Indiana. The entity appears to provide short-term financial services focused on cash advances designed to bridge gaps between paydays for eligible borrowers. Its stated location at 3960 Southeastern Ave, suite #195, places it in a residential-commercial corridor that serves various local residents and small businesses. Historically, payday lenders in Indiana have operated under state-level licensing and consumer protection rules, with activities centered on rapid access to small-dollar loans and streamlined application processes. The organization’s primary functions likely include borrower intake, income verification, repayment scheduling, and issuance of small, short-term loans intended to address immediate liquidity needs. Operational scope typically covers in-store transactions with optional online components, enabling quick approvals and funds disbursement within a short time frame relative to traditional lending channels. The entity’s focus remains on specific, time-bound financing needs rather than broader banking services.
Address
3960 Southeastern Ave suite # 195, Indianapolis, IN 46203
Phone
(317) 94 34 611Website
sites.google.comBetter than 13% of providers in Indianapolis
Links and information about South Payday Loans:
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South Payday Loans is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
South Payday Loans is listed as a financial service provider in Indianapolis, IN and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask South Payday Loans to explain the terms in writing before you proceed.
To improve your chances of getting better terms from South Payday Loans, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare South Payday Loans with other providers in Indianapolis and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
South Payday Loans has a rating of 4.4, which is better than 13% of providers in Indianapolis.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents South Payday Loans requests. It is always best to call ahead using the phone number on this page so South Payday Loans can confirm exactly which documents you need for your specific situation.
In addition to its primary service, South Payday Loans also offers: Loan agency.