Members Choice Federal Credit Union is a member-owned financial cooperative serving the Bloomington, Indiana area. Founded to provide accessible financial services to individuals who share a common bond as members, the organization operates as a cooperative with a focus on democratic governance and member involvement. Its structure emphasizes the pooling of savings and the extension of credit to qualified members, aligning financial products with the needs of the local community rather than external profit incentives.
The credit union offers standard services typical of member-owned financial institutions, including deposit accounts, loan products, and basic payment services. Its operational scope centers on financial inclusion, emphasizing the safety and soundness of members’ funds through regulated activities and insured deposits. Historically, federal credit unions arise from the broader movement to provide cooperative financial services to communities, emphasizing affordability, accessibility, and local accountability. The Bloomington-based organization functions within that framework, adhering to applicable federal regulations and governance practices designed to protect members and maintain financial stability.
Address
520 W Patterson Dr, Bloomington, IN 47403
Phone
(812) 33 67 470Better than 10% of providers in Bloomington
In addition to the primary service, Members Choice Federal Credit Union also offers:
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Members Choice Federal Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Members Choice Federal Credit Union is listed as a financial service provider in Bloomington, IN and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Members Choice Federal Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Members Choice Federal Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Members Choice Federal Credit Union with other providers in Bloomington and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Members Choice Federal Credit Union has a rating of 2.7, which is better than 10% of providers in Bloomington.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Members Choice Federal Credit Union requests. It is always best to call ahead using the phone number on this page so Members Choice Federal Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Members Choice Federal Credit Union also offers: Credit union, ATM, Federal credit union.