Oportun operates as a financial services organization focused on providing accessible personal loans and related financial products. Founded in the early 2000s, the firm has grown to serve customers with limited credit history, emphasizing straightforward loan options and responsible lending practices. Its presence in Illinois includes offices that facilitate applicant intake, underwriting coordination, and customer service support for new and existing clients. The organization’s primary functions include loan origination, underwriting, and repayment management, with an emphasis on transparent terms and streamlined processes. Operational activities span application intake, credit evaluation using nontraditional data where applicable, and ongoing account servicing to administer payments and inquiries. The entity pursues geographic expansion through local facilities and regional operations, aiming to meet consumer demand for affordable credit solutions within compliance frameworks. This overview focuses on the organization’s core nature, history, and functional scope without asserting specific performance metrics or regulatory self-assessments.
Better than 90% of providers in Waukegan
In addition to the primary service, Oportun also offers:
Links and information about Oportun:
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Oportun is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Oportun is listed as a financial service provider in Waukegan, IL and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Oportun to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Oportun, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Oportun with other providers in Waukegan and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Oportun has a rating of 5.0, which is better than 90% of providers in Waukegan.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Oportun requests. It is always best to call ahead using the phone number on this page so Oportun can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Oportun also offers: Loan agency, Financial institution.