Heights Finance is a consumer finance organization based in Peoria, Illinois, with a history dating back to the mid-20th century. The entity operates as a loan-focused financial service provider, offering personal installment loans and related financing products to individual borrowers. Its organizational footprint includes locations across Illinois and other states, reflecting a broad service network that supports small- to mid-ticket funding needs and debt consolidation initiatives within regulated lending frameworks. The organization’s primary functions center on evaluating borrower creditworthiness, disbursing funds, and administering loan agreements under applicable state and federal lending regulations. Historically, Heights Finance has positioned itself as a community-oriented lender, emphasizing accessible credit options and responsive customer service within the constraints of consumer finance industry standards. Operational scope encompasses loan origination, underwriting, funding, and ongoing loan servicing, including collections and compliance activities designed to maintain regulatory alignment and risk management across its lending portfolio.
Better than 93% of providers in Peoria
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Find answers to common questions
Heights Finance is listed as a financial service provider in Peoria, IL and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Heights Finance to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Heights Finance, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Heights Finance with other providers in Peoria and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Heights Finance has a rating of 5.0, which is better than 93% of providers in Peoria.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Heights Finance requests. It is always best to call ahead using the phone number on this page so Heights Finance can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Heights Finance also offers: Loan agency.