Oportun at Clock Tower Plaza, Elgin, IL 60120 operates as a national consumer loan company focused on providing accessible credit options to individuals with limited or no credit history. The organization has established a network of branch locations across Illinois to offer personal loan products and related financial services, including credit-building opportunities and responsible repayment structures. Its presence in Elgin places it within a broader footprint that aims to serve customers seeking alternative borrowing options outside traditional bank channels. The Elgin location is part of a multi-site strategy designed to extend access to credit and financial services in communities within Illinois, including urban and suburban areas. The organization emphasizes streamlined application processes and standardized lending criteria intended to support borrowers in achieving short-term liquidity while maintaining structured repayment terms. Through these activities, the entity contributes to its operational scope by delivering customer-facing financial services and maintaining local storefront accessibility.
Address
Clock Tower Plaza, 27 Times Square Rd, Elgin, IL 60120
Phone
(847) 41 66 868Website
oportun.comBetter than 83% of providers in Elgin
In addition to the primary service, Oportun also offers:
Links and information about Oportun:
If you need a personal loan or credit card in Illinois and have limited credit history or none at all, we can help. Affordable payments available. Apply now.
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Oportun is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Oportun is listed as a financial service provider in Elgin, IL and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Oportun to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Oportun, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Oportun with other providers in Elgin and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Oportun has a rating of 4.9, which is better than 83% of providers in Elgin.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Oportun requests. It is always best to call ahead using the phone number on this page so Oportun can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Oportun also offers: Loan agency, Financial institution.