U of I Community Credit Union – First Street Branch is a member-owned financial cooperative operating within the Champaign, Illinois area. As part of a broader credit union network, the branch supports the organization’s mission to provide accessible financial services tailored to its members, including basic accounts, savings options, and community-oriented programs. The institution’s history reflects the credit union model’s emphasis on cooperative principles, prioritizing member welfare and democratic governance.
The branch functions as a local point of service for account management, customer assistance, and community activities aligned with the credit union’s values. Its operations are designed to facilitate everyday banking needs while reinforcing financial inclusion and member education. While specific initiatives may evolve, the emphasis remains on cooperative accountability, prudent financial management, and service delivery through a shared framework with the parent organization. The First Street location contributes to the broader network’s capacity to serve members across the Champaign area.
Better than 58% of providers in Champaign
In addition to the primary service, U of I Community Credit Union - First Street Branch also offers:
Other providers in Champaign with similar ratings:
U of I Community Credit Union - First Street Branch is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
U of I Community Credit Union - First Street Branch is listed as a financial service provider in Champaign, IL and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask U of I Community Credit Union - First Street Branch to explain the terms in writing before you proceed.
To improve your chances of getting better terms from U of I Community Credit Union - First Street Branch, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare U of I Community Credit Union - First Street Branch with other providers in Champaign and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
U of I Community Credit Union - First Street Branch has a rating of 4.7, which is better than 58% of providers in Champaign.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents U of I Community Credit Union - First Street Branch requests. It is always best to call ahead using the phone number on this page so U of I Community Credit Union - First Street Branch can confirm exactly which documents you need for your specific situation.
In addition to its primary service, U of I Community Credit Union - First Street Branch also offers: Credit union, ATM, Financial institution.