Pacifica Lending is a regional financial organization headquartered at 25 Wall St #156, Nampa, Idaho. The entity positions itself within the lending sector, focusing on financing solutions and related loan services for individuals and small businesses in its service area. Key aspects of its profile include the organization’s foundational development and its ongoing role in providing access to capital, underpinned by local market knowledge and regulatory compliance. The entity’s history reflects participation in the Idaho lending landscape, with operations that align with standard practices in consumer and commercial financing, including client disclosures, loan origination, underwriting, and servicing considerations typical of small to mid-sized lending institutions. Operational scope appears centered on Idaho-based activities, emphasizing proximity to borrowers and familiarity with regional economic conditions, tax considerations, and property markets. Primary functions are described in terms of facilitating loan transactions, managing credit risk, and ensuring adherence to applicable lending laws and industry standards while serving the financial needs of the local community.
Address
25 Wall St #156, Nampa, ID 83651
Phone
(208) 26 85 225Links and information about Pacifica Lending:
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Find answers to common questions
Pacifica Lending is listed as a financial service provider in Nampa, ID and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Pacifica Lending to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Pacifica Lending, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Pacifica Lending with other providers in Nampa and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Pacifica Lending has a rating of 1.0, compared to the city average of 4.2.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Pacifica Lending requests. It is always best to call ahead using the phone number on this page so Pacifica Lending can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Pacifica Lending also offers: Loan agency.