Horizon Credit Union, located at 5105 N Ten Mile Rd, Meridian, Idaho, operates as a member-owned financial cooperative. Established to serve a defined community of members, credit unions typically pursue a cooperative model in which deposits are pooled to fund loans and other financial services for the benefit of members rather than external shareholders. As a local financial institution, Horizon Credit Union’s history is likely tied to evolving regulations, consumer financial needs, and the broader movement of cooperative banking that emphasizes member participation and democratic governance.
Its primary functions typically include safeguarding clients’ deposits through insured accounts, providing loan products, and offering basic financial services such as payments and access to teller services. Operational scope for such an entity generally covers retail branches, customer service operations, and community engagement within its field of membership. The organization would align with standard credit union practices of maintaining financial stability, compliance with applicable laws, and transparency in its governance and operations.
Better than 43% of providers in Meridian
In addition to the primary service, Horizon Credit Union also offers:
Other providers in Meridian with similar ratings:
Horizon Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Horizon Credit Union is listed as a financial service provider in Meridian, ID and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Horizon Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Horizon Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Horizon Credit Union with other providers in Meridian and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Horizon Credit Union has a rating of 4.4, which is better than 43% of providers in Meridian.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Horizon Credit Union requests. It is always best to call ahead using the phone number on this page so Horizon Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Horizon Credit Union also offers: Credit union, ATM, Bank, Car finance and loan company, Financial institution, Mortgage lender.