Horizon Credit Union is a member-owned financial cooperative serving individuals who meet eligibility criteria. Established to provide accessible financial services, the organization operates as a cooperative with a governance structure that emphasizes member participation and democratic oversight. Its historical foundation rests on the cooperative model, which typically emphasizes equitable access to financial products and a focus on community-oriented service rather than profit-maximization.
The credit union offers core financial functions commonly associated with credit unions, including deposit accounts, loan products, and payment services. Its operational scope generally encompasses member onboarding, share ownership, funds transfer, and routine financial intermediation aimed at meeting the savings and borrowing needs of its membership. As a local financial institution, Horizon Credit Union likely emphasizes personalized service, financial education, and community engagement within its service area. The organization operates within the regulatory framework applicable to U.S. financial cooperatives, adhering to standards for safety, soundness, and consumer protections.
Better than 3% of providers in Boise
In addition to the primary service, Horizon Credit Union also offers:
Other providers in Boise with similar ratings:
Horizon Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Horizon Credit Union is listed as a financial service provider in Boise, ID and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Horizon Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Horizon Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Horizon Credit Union with other providers in Boise and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Horizon Credit Union has a rating of 3.0, which is better than 3% of providers in Boise.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Horizon Credit Union requests. It is always best to call ahead using the phone number on this page so Horizon Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Horizon Credit Union also offers: Credit union, ATM, Bank, Car finance and loan company, Financial institution, Mortgage lender.