HawaiiUSA Federal Credit Union is a member-owned financial cooperative serving residents and communities across Hawaii. Established to provide accessible banking services, the organization operates as a nonprofit financial institution that emphasizes cooperative principles, member participation, and community-oriented advancement. Its structure centers on collective ownership by its members, with voting rights and governance through a federally insured framework.
The credit union offers a range of core financial services, including deposit accounts, loans, and payment processing, designed to meet everyday financial needs while pursuing prudent risk management and solid financial stewardship. Historically, HawaiiUSA has evolved through expansions in service offerings and branch access, aiming to support financial inclusion and stability within its membership base. Operationally, it functions under federal regulation and state-level oversight, maintaining compliance with applicable financial laws and reporting requirements. The organization’s activities are oriented toward fostering financial resilience, facilitating member savings, and enabling responsible lending within its community network.
Address
1245 Kuala St #101, Pearl City, HI 96782
Phone
(808) 45 51 100Website
locations.hawaiiusafcu.comIn addition to the primary service, HawaiiUSA Federal Credit Union also offers:
HawaiiUSA Federal Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
HawaiiUSA Federal Credit Union is listed as a financial service provider in Pearl City, HI and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask HawaiiUSA Federal Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from HawaiiUSA Federal Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare HawaiiUSA Federal Credit Union with other providers in Pearl City and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
HawaiiUSA Federal Credit Union has a rating of 3.8, compared to the city average of 4.4.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents HawaiiUSA Federal Credit Union requests. It is always best to call ahead using the phone number on this page so HawaiiUSA Federal Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, HawaiiUSA Federal Credit Union also offers: Loan agency, ATM, Bank, Business banking service, Federal credit union, Financial consultant, Credit union.