Payday Loans & Check Cashing Store at 80 Pauahi St STE 102, Hilo, HI 96720 operates as a local financial services provider focused on short-term lending and check-cashing services. The organization appears to function as a storefront that offers access to cash through payday-style loans and related services, serving residents of Hilo and the surrounding Hawaii Island area. Historically, businesses of this type emerged to provide rapid, small-amount funding and auxiliary financial transactions, such as check cashing, to customers who may require immediate liquidity. The primary functions likely include evaluating loan eligibility, disbursing funds, processing repayments, and handling cash-collection activities, all within a regulated framework of Hawaii’s consumer finance and check-cashing regulations. Operational scope would typically encompass in-person customer service during posted hours, with emphasis on accessibility for walk-in clients seeking quick financial solutions. The entity’s activities are centered on consumer financial services rather than longer-term lending or investment offerings.
Address
80 Pauahi St STE 102, Hilo, HI 96720
Phone
(808) 93 52 274Better than 92% of providers in Hilo
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Payday Loans & Check Cashing Store is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Payday Loans & Check Cashing Store is listed as a financial service provider in Hilo, HI and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Payday Loans & Check Cashing Store to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Payday Loans & Check Cashing Store, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Payday Loans & Check Cashing Store with other providers in Hilo and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Payday Loans & Check Cashing Store has a rating of 5.0, which is better than 92% of providers in Hilo.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Payday Loans & Check Cashing Store requests. It is always best to call ahead using the phone number on this page so Payday Loans & Check Cashing Store can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Payday Loans & Check Cashing Store also offers: Loan agency.