1st Franklin Financial is a Georgia-based consumer finance organization with a long regional footprint, rooted in post-1941 lending activity and community-focused financial services. The firm traces its origins to a mid-20th century model of direct cash loans and related consumer financing, emphasizing personal, local engagement as its core operating principle.
Historically, the organization expanded from its initial local presence into a broader Southeast network, maintaining a focus on accessible credit solutions for individuals and families within supported communities. Its structure centers on providing financial products and services aimed at practical, everyday needs, with an emphasis on neighborhood-level service delivery and local decision-making processes.
Primary functions include offering personal loans and related financing to consumers, supported by a branch-based operating model that prioritizes proximity to customers and community involvement. The organization has positioned itself as a neighbor-focused lender, continuing operations across multiple locations to serve regional markets.
Better than 86% of providers in Savannah
In addition to the primary service, 1st Franklin Financial also offers:
Links and information about 1st Franklin Financial:
1st Franklin Financial Corporation 6,500 followers on LinkedIn. We are the Friendly Franklin Folks, helping you do life since 1941. Since 1941, 1st Franklin Financial Corporation has had one goal—Serving communities by offering opportunities to individuals and families through financial services. It’s been over 85 years since Founder Ben F. Cheek, Jr. made his first $34 auto loan.
www.linkedin.com50 THE COMPANY 1st Franklin Financial Corporation, a Georgia corporation, has been engaged in the consumer finance business since 1941, particularly in making direct cash loans and real estate loans. As of December 31, 2019, the business was operated through 119 branch offices in Georgia, 46 in... and Results of Operations” and the more detailed consolidated financial statements and notes thereto included herein. Year Ended December 31 2019 2018 2017 2016 2015 Selected Consolidated Statement...
www.1ffc.comFirst Franklin Financial Corp., not to be confused with 1st Franklin Financial Corporation, was a San Jose, California-based home mortgage lender that specialized in subprime loans. It had been owned by two of the biggest casualties of the subprime mortgage crisis, National City Corp. in Cleveland and Merrill Lynch. (National City was acquired by PNC Financial Services in October 2008 and Merrill Lynch was acquired by Bank of America in September 2008, both in hastily arranged shotgun...
en.wikipedia.orgView 1st Franklin Financial (www.1ffc.com) location in Georgia, United States , revenue, industry and description. Find related and similar companies as well as employees by title and much more.
www.zoominfo.com1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families. It’s been over ...
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Find answers to common questions
1st Franklin Financial is listed as a financial service provider in Savannah, GA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask 1st Franklin Financial to explain the terms in writing before you proceed.
To improve your chances of getting better terms from 1st Franklin Financial, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare 1st Franklin Financial with other providers in Savannah and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
1st Franklin Financial has a rating of 5.0, which is better than 86% of providers in Savannah.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents 1st Franklin Financial requests. It is always best to call ahead using the phone number on this page so 1st Franklin Financial can confirm exactly which documents you need for your specific situation.
In addition to its primary service, 1st Franklin Financial also offers: Loan agency, Financial institution.