MidSouth Community Federal Credit Union is a member-owned financial cooperative serving the Macon, Georgia area. Established to provide a cooperative alternative to traditional banking, the institution operates as a not-for-profit organization governed by a volunteer board elected by its membership. Its structure centers on the principle of members pooling deposits to fund loans and financial services for eligible individuals who share a common bond through employment, association, or residence.
The credit union’s primary functions include safeguarding member deposits, offering accessible financial products, and supporting community economic activity through its service footprint. Its operational scope encompasses routine banking operations, loan origination and servicing, member education, and ongoing compliance with federal credit union regulations. By prioritizing safety, soundness, and member service, the organization maintains processes designed to ensure prudent financial management, transparent governance, and responsive support for the financial needs of its membership base.
Better than 22% of providers in Macon
In addition to the primary service, MidSouth Community Federal Credit Union also offers:
Other providers in Macon with similar ratings:
MidSouth Community Federal Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
MidSouth Community Federal Credit Union is listed as a financial service provider in Macon, GA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask MidSouth Community Federal Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from MidSouth Community Federal Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare MidSouth Community Federal Credit Union with other providers in Macon and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
MidSouth Community Federal Credit Union has a rating of 4.1, which is better than 22% of providers in Macon.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents MidSouth Community Federal Credit Union requests. It is always best to call ahead using the phone number on this page so MidSouth Community Federal Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, MidSouth Community Federal Credit Union also offers: Federal credit union, ATM, Credit union, Mortgage lender.