On The Grid Financial is structured as a federal credit union serving members with a focus on personal financial services and member-owned governance. Established to provide accessible financial products in a nonprofit, cooperative framework, the organization centers its operations on consumer-oriented banking experiences rather than profit maximization. Its services typically span savings accounts, basic loan products, and routine financial solutions designed to support everyday money management for members. The credit union model emphasizes member participation through a cooperative structure, where voting rights and governance reflect the interests of the account holders rather than external shareholders. Geographically anchored in the Atlanta area, the institution operates from a local office presence intended to facilitate in-person banking interactions and personalized service.
Historically, organizations of this type often evolved from community-driven origins to broader member networks, maintaining a commitment to financial accessibility and education within regulated frameworks. Primary functions center on safekeeping deposits, extending credit in consumer and potentially small-business contexts, and offering financial literacy resources as part of ongoing member support. Operational scope remains focused on serving a defined membership and ensuring compliant, transparent financial operations within its regulatory environment.
Address
5901a Peachtree Dunwoody Rd, Atlanta, GA 30328
Phone
(770) 39 69 005Website
cuonthegrid.comBetter than 39% of providers in Atlanta
In addition to the primary service, On The Grid Financial also offers:
Links and information about On The Grid Financial:
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On The Grid Financial is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
On The Grid Financial is listed as a financial service provider in Atlanta, GA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask On The Grid Financial to explain the terms in writing before you proceed.
To improve your chances of getting better terms from On The Grid Financial, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare On The Grid Financial with other providers in Atlanta and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
On The Grid Financial has a rating of 3.7, which is better than 39% of providers in Atlanta.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents On The Grid Financial requests. It is always best to call ahead using the phone number on this page so On The Grid Financial can confirm exactly which documents you need for your specific situation.
In addition to its primary service, On The Grid Financial also offers: Financial institution, ATM, Credit union, Federal credit union.