Peach State Federal Credit Union is a member-owned financial cooperative headquartered in Athens, Georgia. Established to serve a defined group of eligible individuals and organizations, the credit union operates within a framework that emphasizes democratic governance, with members electing representatives to volunteer on the board of directors. Its organizational structure typically includes leadership roles in executive management, finance, and operations, designed to support day-to-day functions and long-term strategic objectives.
The institution provides a range of financial services aligned with nonprofit cooperative principles, including deposit accounts, loan products, and customer support designed to meet the needs of its membership. As a financial cooperative, it emphasizes accessibility, accountability, and responsiveness to community needs, with services distributed through a combination of branch locations, member outreach, and digital platforms where appropriate. The organization's history reflects growth in membership and service offerings, aligned with regulatory compliance, risk management, and member education. Its operational scope centers on prudent financial stewardship, transparent governance, and sustaining member trust over time.
Better than 19% of providers in Athens
In addition to the primary service, Peach State Federal Credit Union also offers:
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Peach State Federal Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Peach State Federal Credit Union is listed as a financial service provider in Athens, GA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Peach State Federal Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Peach State Federal Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Peach State Federal Credit Union with other providers in Athens and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Peach State Federal Credit Union has a rating of 3.8, which is better than 19% of providers in Athens.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Peach State Federal Credit Union requests. It is always best to call ahead using the phone number on this page so Peach State Federal Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Peach State Federal Credit Union also offers: Credit union, ATM, Financial institution.