Guardians Credit Union is a member-owned financial cooperative serving the West Palm Beach area, operating under a community-focused model that emphasizes financial services for its members. Founded to provide accessible banking options, the organization typically integrates a member-centric ethos with the standard products and services expected of credit unions, including savings and checking accounts, loans, and cash-management solutions. Its structural framework aligns with cooperative principles, wherein voting rights and governance are vested in members, and strategic decisions reflect the collective interests of the membership base.
The credit union’s operational scope generally includes branch-based consumer banking, online and mobile access for account management, and support for financial education and member outreach. As a not-for-profit institution, Guardians Credit Union often prioritizes competitive rates, transparent terms, and community-oriented programs that align with its mission to serve the financial needs of its members. The organization’s public-facing activities typically emphasize reliability, accessibility, and adherence to regulatory standards governing federally insured financial cooperatives.
Address
8993 Okeechobee Blvd Suite 112, West Palm Beach, FL 33411
Phone
(561) 68 64 006Website
guardianscu.coopBetter than 22% of providers in West Palm Beach
In addition to the primary service, Guardians Credit Union also offers:
Guardians Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Guardians Credit Union is listed as a financial service provider in West Palm Beach, FL and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Guardians Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Guardians Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Guardians Credit Union with other providers in West Palm Beach and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Guardians Credit Union has a rating of 3.5, which is better than 22% of providers in West Palm Beach.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Guardians Credit Union requests. It is always best to call ahead using the phone number on this page so Guardians Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Guardians Credit Union also offers: Credit union, ATM, Bank.