Centennial Bank, headquartered or operating branch presence at 2780 W Tennessee St, Tallahassee, FL 32304, represents a regional financial institution with a long-standing history in community banking. The organization is characterized by its focus on offering core banking services to individuals and small to medium-sized businesses within its service area, emphasizing stability and local engagement. Its origins trace back to a broader network of community banks that expanded to serve diverse financial needs through traditional deposit-taking, lending, and cash-management activities.
Operationally, Centennial Bank conducts routine retail and commercial banking functions through a network of branch offices and support systems designed to facilitate everyday financial transactions, savings, and credit access. The institution prioritizes prudent risk management, regulatory compliance, and customer service as foundational elements of its service delivery. The bank’s scope encompasses standard financial products aligned with residential mortgages, consumer lending, and business credit, implemented within the framework of a regulated banking entity focused on delivering reliable, accessible financial services to its local market.
Better than 5% of providers in Tallahassee
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Centennial Bank is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Centennial Bank is listed as a financial service provider in Tallahassee, FL and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Centennial Bank to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Centennial Bank, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Centennial Bank with other providers in Tallahassee and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Centennial Bank has a rating of 2.3, which is better than 5% of providers in Tallahassee.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Centennial Bank requests. It is always best to call ahead using the phone number on this page so Centennial Bank can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Centennial Bank also offers: Bank.