Cash America Pawn operates as a pawnshop network providing collateral-based short-term lending and pawn services. The Palm Bay location at 4700 Babcock St NE #29 serves as one of the storefronts in the broader organization, offering customers the option to pawn personal items in exchange for cash and to purchase or redeem previously loaned or pledged goods. The entity’s history traces to a nationwide chain known for standardized procedures across locations, focusing on quick liquidity solutions and item pawn cycles rather than long-term financing. Primary functions include evaluating collateral, issuing short-term cash loans, and managing pawned inventory, with operations typically centered on consumer electronics, jewelry, and other tangible goods. The organization's scope generally encompasses retail storefronts, basic appraisal practices, and customer interactions within local markets, adhering to applicable state and federal pawn regulations. The Palm Bay outlet, like others in the network, participates in a standardized process designed to facilitate rapid transactions while maintaining records and compliance with pertinent laws.
Better than 27% of providers in Palm Bay
In addition to the primary service, Cash America Pawn also offers:
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Cash America Pawn is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Cash America Pawn is listed as a financial service provider in Palm Bay, FL and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Cash America Pawn to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Cash America Pawn, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Cash America Pawn with other providers in Palm Bay and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Cash America Pawn has a rating of 3.6, which is better than 27% of providers in Palm Bay.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Cash America Pawn requests. It is always best to call ahead using the phone number on this page so Cash America Pawn can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Cash America Pawn also offers: Pawn shop, Gold dealer, Loan agency.