Oportun is a finance-focused organization operating services aimed at expanding access to credit and financial tools for underserved communities. Founded in 2005, the organization has developed a model centered on responsible lending, leveraging technology to assess creditworthiness and offer installment loans and related financial products. Its activities include in-person and digital channels that support borrowing, savings, and budgeting functions within a broader fintech framework. The Miami address at 5753 NW 7th Street situates a local footprint within a nationwide operation that emphasizes accessible financial services and customer education as part of its core mission. The entity’s scope extends beyond traditional lending to encompass data-driven methodologies intended to streamline application processes and align products with member needs. Overall, the organization positions itself as a mission-driven lender focused on practical financial solutions for individuals seeking to establish or improve their credit and savings capacity.
Better than 67% of providers in Miami
In addition to the primary service, Oportun also offers:
Links and information about Oportun:
Oportun 138,428 followers on LinkedIn. Oportun (Nasdaq: OPRT) is a mission-driven financial services company that puts its members' financial goals within reach. With intelligent borrowing, savings, and budgeting capabilities, Oportun empowers members with the confidence to build a better financial future. Since inception, Oportun has provided more than $19.7 billion in responsible and affordable credit, saved its members over $2.4 billion in interest and fees, and helped its members save an...
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Find answers to common questions
Oportun is listed as a financial service provider in Miami, FL and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Oportun to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Oportun, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Oportun with other providers in Miami and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Oportun has a rating of 5.0, which is better than 67% of providers in Miami.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Oportun requests. It is always best to call ahead using the phone number on this page so Oportun can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Oportun also offers: Loan agency, Financial institution.