EdFed is a member-owned financial cooperative serving educators, students, and families. Originating in 1935 as the Dade County Florida Teachers Federal Credit Union, it emerged during the Great Depression to provide a credit institution tailored to educational professionals in the Miami area. Since rebranding to EdFed in 2021, the organization has continued to position itself as a community-focused credit union with a history rooted in supporting the financial needs of its educational constituency. Its operations encompass conventional deposit accounts, loan products, and member services delivered through multiple branches in the Miami area. The Miami footprint includes a branch at 2310 SW 27th Avenue, along with other nearby locations, indicating an extended local presence and accessibility for members. Through its cooperative structure, EdFed emphasizes member ownership and democratic governance, guiding strategic decisions to align with the financial well-being of its educational community. This description focuses on the entity’s institutional nature, historical evolution, and primary functions within its service area.
Better than 44% of providers in Miami
In addition to the primary service, EdFed also offers:
Links and information about EdFed:
18975 NW 2 nd Avenue(US 441) Miami, FL 33169-4049 Lobby Hours Mon-Thu 9am–5pm Fri 9am–6pm Sat 9am–1pm Drive-Thru Hours Mon-Thu 9am–5pm Fri 9am–6pm Sat 9am–1pm *Drive-thru* *ATM outside*... ## Miami Lakes Branch 5890 NW 158 th Street Miami Lakes, FL 33014-6722 Lobby Hours Mon-Thu 9am–5pm Fri 9am–6pm Sat 9am–1pm *ATM inside* 1498 NE 2 nd Avenue Miami, FL 33132-1308 Lobby Hours Mon-Fri 9am–5pm *ATM inside*... ## 27th Avenue Branch 2310 SW 27th Avenue Miami, FL 33145-3642 Lobby Hours Mon-Thu...
www.edfed.orgSpecialties: Empowering educators to achieve their financial goals since 1935. EdFed is the Credit Union for Educators, Students, and Families. Established in 1935. Founded in 1935 during the Great Depression, the original Dade County Florida Teachers Federal Credit Union, in Miami, FL, holds the distinction of being one of Florida's oldest federally chartered Credit Unions. The Credit Union was founded by a few employees of the public school system, as a financial alternative for teachers in...
www.yelp.comSpecialties: Empowering educators to achieve their financial goals since 1935. EdFed is the Credit Union for Educators, Students, and Families. Established in 1935. Founded in 1935 during the Great Depression, the original Dade County Florida Teachers Federal Credit Union, in Miami, FL, holds the distinction of being one of Florida's oldest federally chartered Credit Unions. The Credit Union was founded by a few employees of the public school system, as a financial alternative for teachers in...
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Find answers to common questions
EdFed is listed as a financial service provider in Miami, FL and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask EdFed to explain the terms in writing before you proceed.
To improve your chances of getting better terms from EdFed, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare EdFed with other providers in Miami and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
EdFed has a rating of 4.6, which is better than 44% of providers in Miami.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents EdFed requests. It is always best to call ahead using the phone number on this page so EdFed can confirm exactly which documents you need for your specific situation.
In addition to its primary service, EdFed also offers: Credit union, ATM, Federal credit union, Financial institution.