Lending Bear is a short-term lending organization headquartered in Jacksonville, Florida, offering payday, title pawn, and pawn loan services as part of its consumer financing options. The company has roots dating back to the early 1990s in the broader regional market, expanding to serve multiple states with a focus on accessible, rapid-cash solutions for qualifying borrowers. Its operational model combines brick-and-m mortar locations with an emphasis on transparent terms and customer service as core components of its service delivery.
The organization positions itself as a network of pawn and payday loan storefronts, with a presence in Florida and surrounding states, providing cash advances, installment options, and collateral-based lending. Historically, Lending Bear has leveraged a franchise-like store model to extend its geographic footprint, aiming to address short-term liquidity needs while maintaining compliance with state lending regulations. The entity maintains affiliations with industry and consumer protection bodies to support its operations.
Better than 62% of providers in Jacksonville
In addition to the primary service, Lending Bear also offers:
Links and information about Lending Bear:
BBB Accredited since 2/9/2016. Title Loans in Jacksonville, FL. See BBB rating, reviews, complaints, get a quote and more.
www.bbb.orgEstablished in 1990. Since 1990, Lending Bear has provided short-term lending solutions to consumers throughout Alabama, Florida, Georgia, Tennessee and Louisiana. Whether it is a payday loan, installment loan, title loan or pawn loan, Lending Bear has a quick cash option to serve our customers. Our stores are clean, our rates are fair and transparent, and our customer service is 2nd to none. Whether you'd like to come to a store or visit us online, you'll immediately see why Lending Bear is a...
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lendingbear.comRegular, high quality content About us page (with information on the two of us, (including pictures etc) Contact us page Any necessary legal pages (terms of service, privacy policy, disclaimer etc.) Active social media accounts Consistent branding throughout the website and social media Both our employers (banks) have blogs and we plan to ask if we can write guest posts to try and slowly try and build up backlinks to our website.
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Find answers to common questions
Lending Bear is listed as a financial service provider in Jacksonville, FL and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Lending Bear to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Lending Bear, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Lending Bear with other providers in Jacksonville and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Lending Bear has a rating of 5.0, which is better than 62% of providers in Jacksonville.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Lending Bear requests. It is always best to call ahead using the phone number on this page so Lending Bear can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Lending Bear also offers: Loan agency, Check cashing service.