Lending Bear operates as a short-term lending and pawn-based financial service provider with a network of storefronts in Florida. The organization offers a variety of cash solutions, including pawn loans, payday advances, and other quick-lending options designed to address immediate liquidity needs for consumers. Historical context indicates the business has established operations dating back to the late 1980s, growing into multiple locations within the southeastern United States over time. The Jacksonville location at 1680 Dunn Ave #46 serves as a local access point for customers seeking rapid, collateral-backed or unsecured short-term financing, typically complemented by storefront services such as buying, selling, or trading valuables. Primary functions include facilitating cash loans, facilitating the sale or pawn of consumer goods, and providing customer service aimed at transparent terms and quick processing. The operational scope encompasses local retail activity, with potential online and regional presence to support application processes and inter-store exchanges, reflecting a broader model of accessible, neighborhood-based financial solutions.
Better than 38% of providers in Jacksonville
In addition to the primary service, Lending Bear also offers:
Links and information about Lending Bear:
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lendingbear.comEstablished in 1990. Since 1990, Lending Bear has provided short-term lending solutions to consumers throughout Alabama, Florida, Georgia, Tennessee and Louisiana. Whether it is a payday loan, installment loan, title loan or pawn loan, Lending Bear has a quick cash option to serve our customers. Our stores are clean, our rates are fair and transparent, and our customer service is 2nd to none. Whether you'd like to come to a store or visit us online, you'll immediately see why Lending Bear is a...
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thesearchinitiative.comRegular, high quality content About us page (with information on the two of us, (including pictures etc) Contact us page Any necessary legal pages (terms of service, privacy policy, disclaimer etc.) Active social media accounts Consistent branding throughout the website and social media Both our employers (banks) have blogs and we plan to ask if we can write guest posts to try and slowly try and build up backlinks to our website.
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Find answers to common questions
Lending Bear is listed as a financial service provider in Jacksonville, FL and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Lending Bear to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Lending Bear, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Lending Bear with other providers in Jacksonville and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Lending Bear has a rating of 4.9, which is better than 38% of providers in Jacksonville.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Lending Bear requests. It is always best to call ahead using the phone number on this page so Lending Bear can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Lending Bear also offers: Loan agency, Check cashing service.