JM Associates Federal Credit Union is a member-owned financial institution based in Jacksonville, Florida, operating under a federated model that combines member control with centralized guidance from a national network of credit unions. Established to serve the financial needs of its eligible members, the organization emphasizes cooperative principles, democratic governance, and a focus on affordable financial services. Its history centers on providing an alternative to traditional banking by pooling members’ resources to fund loans, store deposits, and support community-oriented financial initiatives within the framework of prudent risk management and regulatory compliance.
The credit union’s primary functions include accepting deposits, offering loan products, and delivering financial services through routine transactions, budgeting tools, and member education programs. Its operational scope typically encompasses branch access, member services, and adherence to applicable federal and state regulations governing credit unions. As a community-focused financial cooperative, JM Associates Federal Credit Union aims to foster financial stability for members while maintaining fiduciary responsibility and transparent governance.
Better than 15% of providers in Jacksonville
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Jm Associates Federal Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Jm Associates Federal Credit Union is listed as a financial service provider in Jacksonville, FL and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Jm Associates Federal Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Jm Associates Federal Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Jm Associates Federal Credit Union with other providers in Jacksonville and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Jm Associates Federal Credit Union has a rating of 3.5, which is better than 15% of providers in Jacksonville.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Jm Associates Federal Credit Union requests. It is always best to call ahead using the phone number on this page so Jm Associates Federal Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Jm Associates Federal Credit Union also offers: Credit union.