Advance America is a U.S.-based provider of short-term consumer financial services, operating primarily through a network of storefronts and an online platform. The organization originated in the late 1990s as part of a broader expansion of alternative lending options, focusing on accessible, rapid personal funding solutions for individuals with immediate cash needs. Its core functions include offering payday-style loans, cash advances, installment loans, and related financial services, with a presence that blends in-store transactions and online applications. The business model emphasizes quick application-to-funding workflows, supporting customers who require temporary liquidity with flexible repayment structures. Operational scope spans numerous states, with locations designed to facilitate walk-in service as well as online lending avenues, thereby broadening access to short-term credit. Throughout its history, the firm has positioned itself as a community-oriented lender, prioritizing customer interaction, transparency in product terms, and adherence to applicable regulations governing consumer finance.
Address
7001 Merrill Rd Ste. 33, Jacksonville, FL 32277
Phone
(904) 74 49 598Website
advanceamerica.netBetter than 38% of providers in Jacksonville
In addition to the primary service, Advance America also offers:
Links and information about Advance America:
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Find answers to common questions
Advance America is listed as a financial service provider in Jacksonville, FL and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Advance America to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Advance America, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Advance America with other providers in Jacksonville and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Advance America has a rating of 4.9, which is better than 38% of providers in Jacksonville.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Advance America requests. It is always best to call ahead using the phone number on this page so Advance America can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Advance America also offers: Loan agency, Financial institution, Money order service.