Capital City Bank, located at 5200 W Newberry Rd A, Gainesville, FL 32607, operates as a community financial institution serving individuals, families, and local businesses. The organization originated within the broader network of regional banks that emerged in the late 20th century, aligning with community banking traditions that emphasize accessible banking services, local decision-making, and relationship-focused financial support. Its history reflects ongoing adaptation to evolving regulatory, technological, and market environments while maintaining core commitments to customer service and local economic participation.
The bank’s primary functions center on deposit gathering, loan origination, and wealth management services designed to meet everyday banking needs. It provides core financial products such as checking and savings accounts, consumer and small-business loans, and related credit services. Operational scope typically includes branch-based banking complemented by digital channels, enabling routine transactions, account management, and advisory services for individuals and small enterprises within the Gainesville area and surrounding communities.
Address
5200 W Newberry Rd A, Gainesville, FL 32607
Phone
(352) 54 84 790Website
locations.ccbg.comBetter than 10% of providers in Gainesville
In addition to the primary service, Capital City Bank also offers:
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Capital City Bank is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Capital City Bank is listed as a financial service provider in Gainesville, FL and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Capital City Bank to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Capital City Bank, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Capital City Bank with other providers in Gainesville and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Capital City Bank has a rating of 3.1, which is better than 10% of providers in Gainesville.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Capital City Bank requests. It is always best to call ahead using the phone number on this page so Capital City Bank can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Capital City Bank also offers: Bank, ATM, Business banking service, Financial institution.