Pacifica Lending is a financial services organization operating from 801 N King St #88, Wilmington, Delaware. The entity appears to function within the lending sector, offering financing solutions and related services to clients in a commercial or small-to-mid-sized business context. Its presence at a Delaware address situates it within a jurisdiction known for business-friendly corporate law and governance frameworks.
Nature and history - The organization identifies itself as a lending-focused firm, typically involved in providing capital via debt facilities or structured financing arrangements. - As a Delaware-based entity, it operates under state corporate statutes that govern financial service providers, though specific corporate history details (founding date, key leadership, and milestones) are not documented here.
Primary functions and scope - Core activities likely include originating loans, underwriting, and arranging debt facilities for clients, with potential involvement in equipment financing, working capital lines, and real estate-related financing depending on business scope. - Operational scope would typically encompass client evaluation, term negotiation, documentation, and funding coordination, aligned with common lending practices for mid-market or smaller enterprise clients.
Note: No statistics or performance metrics are cited here, and no investment guidance or promotional language is provided.
Address
801 N King St #88, Wilmington, DE 19801
Phone
(855) 96 70 573Better than 57% of providers in Wilmington
Links and information about Pacifica Lending:
Pacifica Capital is an independent, commercial Finance and Leasing firm which has been providing top-quality, flexible financial products to businesses nationwide since its inception in 1984. While Pacifica had rather humble beginnings with Bette Kerhoulas starting the company out of her kitchen; to date, Pacifica has financed more than $750 Million and completed more than 18,000 transactions in the USA and across the globe. Our business relationships are built on a foundation of trust,...
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www.linkedin.comPacifica Lending is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Pacifica Lending is listed as a financial service provider in Wilmington, DE and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Pacifica Lending to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Pacifica Lending, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Pacifica Lending with other providers in Wilmington and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Pacifica Lending has a rating of 3.0, which is better than 57% of providers in Wilmington.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Pacifica Lending requests. It is always best to call ahead using the phone number on this page so Pacifica Lending can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Pacifica Lending also offers: Loan agency.