Franklin Trust Federal Credit Union is a member-owned financial cooperative operating in Hartford, Connecticut. Established to serve the financial needs of its membership, the organization functions as a not-for-profit financial institution that pools members’ deposits to fund loans and provide related financial services. Its governance typically centers on a voluntary board of directors elected by the membership, with oversight by supervisory and regulatory bodies to ensure safety and soundness. The credit union’s historical development reflects the broader evolution of credit unions in the United States, emphasizing community-focused service and cooperative principles.
The primary functions of Franklin Trust Federal Credit Union include accepting deposits, granting loans, and offering basic financial products such as share accounts and various loan types. Operational scope generally covers in-person and secure member services, with a focus on accessible financial resources for qualified members within its chartered field of membership. The organization aims to support member financial wellness through prudent management of funds and transparent, accountable operations aligned with regulatory standards.
Better than 83% of providers in Hartford
In addition to the primary service, Franklin Trust Federal Credit Union also offers:
Franklin Trust Federal Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Franklin Trust Federal Credit Union is listed as a financial service provider in Hartford, CT and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Franklin Trust Federal Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Franklin Trust Federal Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Franklin Trust Federal Credit Union with other providers in Hartford and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Franklin Trust Federal Credit Union has a rating of 4.2, which is better than 83% of providers in Hartford.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Franklin Trust Federal Credit Union requests. It is always best to call ahead using the phone number on this page so Franklin Trust Federal Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Franklin Trust Federal Credit Union also offers: Federal credit union, ATM.