Horizons North Credit Union is a member-owned financial cooperative serving individuals who live, work, worship, or attend school in its designated field of membership. Established to provide accessible financial services, the organization operates on a cooperative model that emphasizes democratic control and member participation. Its history typically reflects growth from a small, community-centered institution to a broader financial partner for members, while maintaining a focus on local stewardship and community ties.
The credit union offers typical core functions associated with credit unions, including savings accounts, loan products, and related financial services designed to support members’ financial needs. Its operational scope centers on retail banking activities conducted through branches and member interactions, with governance conducted by volunteer or elected representatives. As a financial institution rooted in Westminster, Colorado, Horizons North Credit Union aligns its services with the ongoing goals of prudent financial management, regulatory compliance, and member education, contributing to the stability and accessibility of local financial services.
Better than 64% of providers in Westminster
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Horizons North Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Horizons North Credit Union is listed as a financial service provider in Westminster, CO and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Horizons North Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Horizons North Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Horizons North Credit Union with other providers in Westminster and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Horizons North Credit Union has a rating of 3.7, which is better than 64% of providers in Westminster.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Horizons North Credit Union requests. It is always best to call ahead using the phone number on this page so Horizons North Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Horizons North Credit Union also offers: Credit union.