The Credit Union of Denver at 9305 W Alameda Ave, Lakewood, CO 80226, operates as a member-owned financial cooperative serving its community. As a not-for-profit entity, it emphasizes safeguarding members’ deposits while providing access to a range of financial services. The organization’s structure centers on democratic governance, with members voting on key issues and leadership decisions that influence strategic direction and policy development.
Historically, credit unions in the region emerged to offer practical, member-focused alternatives to for-profit lenders, prioritizing affordability, shared risk, and cooperative principles. The Credit Union of Denver has historically pursued paths that align with these principles, maintaining financial stability and resilience through prudent risk management and regulatory compliance. Its primary activities typically include savings and checking accounts, loan products, and other standard financial services designed to meet everyday banking needs while supporting member financial well-being. The institution operates within the broader framework of state and federal regulatory requirements governing cooperative financial institutions.
Better than 67% of providers in Lakewood
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Credit Union of Denver is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Credit Union of Denver is listed as a financial service provider in Lakewood, CO and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Credit Union of Denver to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Credit Union of Denver, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Credit Union of Denver with other providers in Lakewood and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Credit Union of Denver has a rating of 4.4, which is better than 67% of providers in Lakewood.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Credit Union of Denver requests. It is always best to call ahead using the phone number on this page so Credit Union of Denver can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Credit Union of Denver also offers: Credit union.