Hard Money Mike operates as a private real estate lending entity based in Centennial, Colorado. The organization focuses on providing asset-based financing for real estate investors, emphasizing non-owner-occupied property projects such as fix-and-flip deals, short-term bridge loans, and value-added ventures. Its approach centers on real-world underwriting and client-facing communication, aiming to deliver guidance and loan options with a practical, investor-oriented perspective.
Historically, the firm positions itself as an in-house lender with a hands-on team, prioritizing transparent terms and prompt responses to loan inquiries. Its services are marketed toward investors seeking rapid capital to capitalize on opportunities in Colorado and nearby regions, leveraging property value and project scope rather than traditional credit metrics. The organization highlights flexibility on documentation and a focus on speed in underwriting and funding timelines, aligning with the needs of time-sensitive real estate cycles. Operational scope appears centered on short-duration loans for a spectrum of property types encountered by active investors.
Address
2305 E Arapahoe Rd Ste 100, Centennial, CO 80122
Phone
(303) 53 93 000Website
hardmoneymike.comBetter than 85% of providers in Centennial
In addition to the primary service, Hard Money Mike also offers:
Links and information about Hard Money Mike:
Hard money loans for all your value-add real estate deals. Focused on the real estate investor & helping them succeed with all types of loans.
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Find answers to common questions
Hard Money Mike is listed as a financial service provider in Centennial, CO and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Hard Money Mike to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Hard Money Mike, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Hard Money Mike with other providers in Centennial and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Hard Money Mike has a rating of 4.8, which is better than 85% of providers in Centennial.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Hard Money Mike requests. It is always best to call ahead using the phone number on this page so Hard Money Mike can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Hard Money Mike also offers: Loan agency, Mortgage lender, Real estate consultant.