Oportun is a mission-driven financial services organization focused on expanding access to affordable credit for underserved communities. Originating in 2005 as Progreso Financiero, the company has evolved into a digital-first lender and financial technology platform that emphasizes responsible borrowing and inclusive financial products. Its primary functions center on offering consumer credit products, including personal loans and related financial services, through an AI- and data-driven underwriting approach designed to extend credit to individuals with limited traditional credit histories. The organization operates across the United States, leveraging a scalable online platform to reach a broad member base while maintaining a strong emphasis on transparency and financial empowerment. Oportun emphasizes budgeting and savings capabilities as part of its broader financial product suite, aiming to help members manage debt, build credit, and pursue longer-term financial stability. The entity’s activities align with a broader mission to provide accessible financial tools within contemporary digital banking ecosystems.
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In addition to the primary service, Oportun also offers:
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theaudienz.comOportun is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Oportun is listed as a financial service provider in Winnetka, CA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Oportun to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Oportun, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Oportun with other providers in Winnetka and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Oportun has a rating of 4.7, compared to the city average of 4.7.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Oportun requests. It is always best to call ahead using the phone number on this page so Oportun can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Oportun also offers: Loan agency, Financial institution.