First City Credit Union is a member-owned financial cooperative headquartered near West Covina, California. Established to serve the financial needs of its members, the organization operates as a nonprofit institution governed by a volunteer board of directors and owned by those who hold its shares. Its origin and development reflect a community-focused approach to providing financial services to individuals who share common interests or affiliations, typically centered around local employment, residence, or membership criteria.
The credit union offers a range of core banking functions that include accepting deposits, providing lending products, and supporting payment services. Its operational scope encompasses routine consumer and small-business financial activities, with services designed to facilitate savings, borrowing, and everyday transactions. The institution emphasizes safety and soundness in managing members’ funds, adherence to regulatory requirements, and maintaining transparent governance. By fostering financial inclusion and member participation, the credit union aims to sustain long-term reliability within its local service area.
Better than 30% of providers in West Covina
In addition to the primary service, First City Credit Union also offers:
Other providers in West Covina with similar ratings:
First City Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
First City Credit Union is listed as a financial service provider in West Covina, CA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask First City Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from First City Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare First City Credit Union with other providers in West Covina and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
First City Credit Union has a rating of 4.2, which is better than 30% of providers in West Covina.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents First City Credit Union requests. It is always best to call ahead using the phone number on this page so First City Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, First City Credit Union also offers: Credit union, ATM.