Montana Capital Car Title Loans operates as a consumer lending company specializing in short-term financing secured by automobile titles. The organization’s footprint spans multiple California locations, including Visalia, where a dedicated office contemporary to its branding provides access to its title-secured loan products. Historically, the firm has positioned itself within the non-prime lending segment, offering borrowers a quick access-to-cash option using vehicle equity as collateral.
The entity’s primary functions include evaluating title-backed loan requests, underwriting terms, and administering loan proceeds and repayment structures. Its operations typically involve evaluating a borrower's vehicle equity, credit history, and ability to repay, then issuing funds with defined repayment schedules. As a title loan provider, the organization emphasizes accessibility and a streamlined application process, while remaining subject to state regulatory frameworks governing consumer lending and secured transactions.
Address
1320 W Houston Ave suite b, Visalia, CA 93291
Phone
(559) 20 37 245Website
montanacapital.comBetter than 71% of providers in Visalia
Links and information about Montana Capital Car Title Loans:
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www.mbvt.comOther providers in Visalia with similar ratings:
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Find answers to common questions
Montana Capital Car Title Loans is listed as a financial service provider in Visalia, CA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Montana Capital Car Title Loans to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Montana Capital Car Title Loans, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Montana Capital Car Title Loans with other providers in Visalia and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Montana Capital Car Title Loans has a rating of 4.8, which is better than 71% of providers in Visalia.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Montana Capital Car Title Loans requests. It is always best to call ahead using the phone number on this page so Montana Capital Car Title Loans can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Montana Capital Car Title Loans also offers: Loan agency.