Navy Federal Credit Union, located at 2040 Harbison Dr E, Vacaville, CA 95687, is a federal credit union that operates as a member-owned financial cooperative. Established to serve eligible individuals and organizations with a focus on providing financial services, the organization has historically emphasized accessibility, stability, and member-focused support. Its structure centers on democratic governance, with members who may participate in organizational decisions and benefit from shared ownership through earnings allocations.
The institution’s functions typically include deposit services, loan products, and basic financial transactions, delivered through a network of branches, digital channels, and call services designed to support everyday finances and long-term planning. The operational scope of Navy Federal Credit Union often encompasses compliance with federal regulations governing credit unions, safeguarding member assets, and maintaining financial integrity across its services. The historical narrative of the organization reflects its evolution within the broader landscape of credit unions, adapting to member needs while upholding foundational principles of cooperative finance.
Better than 25% of providers in Vacaville
In addition to the primary service, Navy Federal Credit Union also offers:
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Navy Federal Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Navy Federal Credit Union is listed as a financial service provider in Vacaville, CA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Navy Federal Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Navy Federal Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Navy Federal Credit Union with other providers in Vacaville and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Navy Federal Credit Union has a rating of 3.6, which is better than 25% of providers in Vacaville.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Navy Federal Credit Union requests. It is always best to call ahead using the phone number on this page so Navy Federal Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Navy Federal Credit Union also offers: Loan agency, ATM, Bank, Business banking service, Financial institution, Investment service, Credit union, Mortgage broker, Mortgage lender, Savings bank.