Valley Strong Credit Union, headquartered in Stockton, California, operates as a member-owned financial cooperative that provides a range of banking services to its eligible members. Founded on principles of cooperative finance, the organization emphasizes democratic governance, with members voting to influence strategic direction and policy decisions. Its infrastructure supports core financial activities through member deposits, loan origination, and related services, while maintaining compliance with applicable state and federal regulations governing credit unions.
Historically, Valley Strong Credit Union has evolved from serving a localized membership to adopting broader financial products designed to meet everyday banking needs. The institution functions as a cooperative nonprofit, reinvesting earnings to improve services, expand financial inclusion, and support community-oriented programs. Operationally, it maintains a branch network and adheres to standard credit union practices, including member verification, regular financial reporting, and protective measures for member assets. The organization’s scope centers on delivering accessible financial services, promoting financial literacy, and fostering responsible borrowing and savings behaviors within its community.
Better than 55% of providers in Stockton
Other providers in Stockton with similar ratings:
Valley Strong Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Valley Strong Credit Union is listed as a financial service provider in Stockton, CA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Valley Strong Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Valley Strong Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Valley Strong Credit Union with other providers in Stockton and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Valley Strong Credit Union has a rating of 4.8, which is better than 55% of providers in Stockton.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Valley Strong Credit Union requests. It is always best to call ahead using the phone number on this page so Valley Strong Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Valley Strong Credit Union also offers: Credit union.