Oportun is a mission‑driven financial services organization focused on providing affordable lending and related financial tools to underserved communities. Founded to expand access to responsible credit, the organization emphasizes building credit, savings, and budgeting capabilities for its members. Its services are designed to help low- to moderate-income individuals establish and improve financial footing through practical borrowing options and financial management support. Oportun operates with a consumer‑centric approach, leveraging technology to streamline application processes and expand access to credit for those with limited credit histories. The organization has positioned itself as a provider of personal loans and related financial services, aiming to support long‑term financial outcomes for its members. Through its programs, Oportun seeks to balance credit availability with prudent underwriting and education to foster financial resilience. The entity’s scope includes nationwide reach, serving a broad member base with a focus on accessible, affordable financial products.
Better than 67% of providers in Stockton
In addition to the primary service, Oportun also offers:
Links and information about Oportun:
Access Oportun Financial (OPRT) IR material: earnings summary, earnings date, guidance, transcripts, filings & reports, and live & recorded earnings calls.
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Find answers to common questions
Oportun is listed as a financial service provider in Stockton, CA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Oportun to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Oportun, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Oportun with other providers in Stockton and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Oportun has a rating of 4.9, which is better than 67% of providers in Stockton.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Oportun requests. It is always best to call ahead using the phone number on this page so Oportun can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Oportun also offers: Loan agency, Financial institution.