Mokelumne Federal Credit Union is a member-owned financial cooperative operating from its Stockton, California location. As a federally chartered credit union, it serves individuals who share common bonds and emphasizes cooperative principles, member participation, and democratic governance. The organization operates within a framework that combines financial services with a focus on community-oriented banking, aiming to facilitate access to basic financial products and services for its membership.
Historically rooted in the cooperative finance movement, the credit union administers functions typical of federally insured institutions, including deposit accounts, lending services, and related financial activities conducted in compliance with applicable regulatory standards. Its scope encompasses day-to-day operations such as account administration, loan servicing, and member support, all organized to support prudent financial management among members. The entity maintains structural integrity through governance practices that reflect member ownership and accountability, aligning service delivery with the cooperative ethos while operating within the broader U.S. financial system.
Better than 15% of providers in Stockton
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Mokelumne Federal Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Mokelumne Federal Credit Union is listed as a financial service provider in Stockton, CA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Mokelumne Federal Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Mokelumne Federal Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Mokelumne Federal Credit Union with other providers in Stockton and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Mokelumne Federal Credit Union has a rating of 3.4, which is better than 15% of providers in Stockton.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Mokelumne Federal Credit Union requests. It is always best to call ahead using the phone number on this page so Mokelumne Federal Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Mokelumne Federal Credit Union also offers: Credit union.