The organization at 1128 Sonoma Ave, Santa Rosa, CA 95405 operates as a payday lending storefront focused on providing short-term cash advances. It offers consumers access to small-dollar loans intended to bridge gaps between paychecks, typically with rapid funding and minimal initial documentation. The entity functions within a regulated consumer finance framework, emphasizing quick approval processes and cash disbursement to qualifying applicants. Historically, payday lending providers in California have operated under state-specific licensing and compliance requirements aimed at consumer protection, loan terms disclosure, and limits on fees and interest. The organization’s primary activities center on handling loan applications, underwriting based on basic financial information, and issuing funds to borrowers who meet the lender’s criteria. Operational scope includes in-person customer service at the Santa Rosa location, with potential ancillary services typical of payday storefronts, such as payment processing and account management for outstanding advances.
Better than 93% of providers in Santa Rosa
Links and information about Payday Loans Cash:
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Payday Loans Cash is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Payday Loans Cash is listed as a financial service provider in Santa Rosa, CA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Payday Loans Cash to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Payday Loans Cash, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Payday Loans Cash with other providers in Santa Rosa and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Payday Loans Cash has a rating of 5.0, which is better than 93% of providers in Santa Rosa.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Payday Loans Cash requests. It is always best to call ahead using the phone number on this page so Payday Loans Cash can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Payday Loans Cash also offers: Loan agency.