Oportun is a financing organization historically focused on offering accessible consumer loan products and financial services in the United States. The entity has operated as a fintech-influenced lender with an emphasis on alternative credit access and responsible lending practices since its establishment, leveraging technology to streamline application processes and underwriting. Its activities encompass personal installment loans and related financial services, with operational reach across multiple U.S. markets and an emphasis on expanding financial inclusion for underserved communities. The organization has maintained a presence linked to California-based operations, including locations and corporate activities tied to its national footprint. The primary functions center on providing credit products, handling underwriting, servicing loans, and supporting consumer financial needs within a regulated framework, aiming to balance accessibility with risk management across its servicing portfolio.
Better than 31% of providers in Santa Maria
Links and information about Oportun:
Get more information for Oportun Headquarters in San Carlos, CA. See reviews, map, get the address, and find directions.
www.mapquest.comour mission and operations, please refer to our January 131 20171 comment letter in response to the OCC's paper on Exploring Special Purpose National Bank Charters for Fintech Companies. Oportun, Inc. , 1600 Seaport Boulevard · Suite 250 · Redwood City, CA 94063 www.oportun.com... whether the applicant's operations would inappropriately commingle banking and commerce. Oportun shares the OCC's concerns with respect to these issues, and appreciates the clarity offered by the Draft Supplement in...
www.occ.govView Oportun (www.oportun.com) location in California, United States , revenue, industry and description. Find related and similar companies as well as employees by title and much more.
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www.orcuttfinancial.comGet more information for Oportun Headquarters in San Carlos, CA. See reviews, map, get the address, and find directions.
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Find answers to common questions
Oportun is listed as a financial service provider in Santa Maria, CA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Oportun to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Oportun, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Oportun with other providers in Santa Maria and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Oportun has a rating of 3.7, which is better than 31% of providers in Santa Maria.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Oportun requests. It is always best to call ahead using the phone number on this page so Oportun can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Oportun also offers: Loan agency.