Montana Capital Car Title Loans operates as a title loan provider offering secured installment loan options backed by a borrower’s vehicle equity. The Santa Clara location sits within a dense, mixed-use area near El Camino Real, a corridor that supports various consumer and service businesses. Established in the early 2000s, the organization positioned itself as a specialized lender focusing on car-title secured loans, leveraging vehicle ownership to extend short-term liquidity for qualifying applicants. Its primary function is to underwrite collateral-based financing tied to owned vehicles, with terms designed to align loan amounts to the appraised value of the title collateral and the borrower's repayment capacity. The entity’s operational scope includes in-person branch services and associated administrative processes typical of title-lending operations, such as eligibility assessments, document verification, and contract execution. The Santa Clara site contributes to a broader network of Montana Capital branches that collectively serve customers seeking quick funding through title-secured lending, operating under state and local regulatory frameworks that govern such products.
Better than 77% of providers in Santa Clara
Links and information about Montana Capital Car Title Loans:
MONTANA CAPITAL CAR TITLE LOANS, 210 San Jose Ave, Ste B, San Jose, CA 95125, 6 Photos, Mon - 9:00 am - 7:00 pm, Tue - 9:00 am - 7:00 pm, Wed - 9:00 am - 7:00 pm, Thu - 9:00 am - 7:00 pm, Fri - 9:00 am - 7:00 pm, Sat - 10:00 am - 4:00 pm, Sun - Closed
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Find answers to common questions
Montana Capital Car Title Loans is listed as a financial service provider in Santa Clara, CA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Montana Capital Car Title Loans to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Montana Capital Car Title Loans, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Montana Capital Car Title Loans with other providers in Santa Clara and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Montana Capital Car Title Loans has a rating of 4.8, which is better than 77% of providers in Santa Clara.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Montana Capital Car Title Loans requests. It is always best to call ahead using the phone number on this page so Montana Capital Car Title Loans can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Montana Capital Car Title Loans also offers: Loan agency.