Oportun is a mission-driven financial services organization that concentrates on providing accessible credit and related financial tools to underserved U.S. communities. Originating in the mid-2000s under the name Progreso Financiero, the firm has evolved into a digitally focused lender that aims to expand financial inclusion through technology-driven underwriting and customer-centric products. The organization emphasizes responsible lending practices, with a business model rooted in data analytics, machine learning, and automation to assess creditworthiness beyond traditional credit scores. Its primary functions include offering personal loans, savings and budgeting capabilities, and related financial services designed to help members manage money more effectively. Oportun operates on a national scale, serving a broad member base through its online platform and partner channels, with ongoing efforts to leverage digital tools to support financial well-being. The company’s scope includes product development, risk management, compliance, and customer assistance, all oriented toward expanding affordable credit access for individuals who lack conventional credit histories.
Better than 22% of providers in San Francisco
In addition to the primary service, Oportun also offers:
Links and information about Oportun:
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www.linkedin.comOportun 138,428 followers on LinkedIn. Oportun (Nasdaq: OPRT) is a mission-driven financial services company that puts its members' financial goals within reach. With intelligent borrowing, savings, and budgeting capabilities, Oportun empowers members with the confidence to build a better financial future. Since inception, Oportun has provided more than $19.7 billion in responsible and affordable credit, saved its members over $2.4 billion in interest and fees, and helped its members save an...
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Find answers to common questions
Oportun is listed as a financial service provider in San Francisco, CA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Oportun to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Oportun, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Oportun with other providers in San Francisco and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Oportun has a rating of 4.8, which is better than 22% of providers in San Francisco.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Oportun requests. It is always best to call ahead using the phone number on this page so Oportun can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Oportun also offers: Loan agency, Financial institution.