Urban Payday Loans appears to be a payday-lending operation based at 7854 Ronson Rd, San Diego, California. The organization centers its activities on short-term, small-dollar loans typically designed to bridge temporary cash needs and expedite access to funds for clients within its service area. Its stated functions likely include loan origination, basic consumer lending services, and related financial transactions typical of payday lenders operating in urban California markets. The entity’s historical footprint is not widely documented in publicly accessible records, making it difficult to outline a formal corporate history or specific milestones with confidence. Operational scope would be expected to cover service delivery within San Diego and surrounding communities, aligning with common industry practices for payday loan providers. As with similar institutions, oversight considerations may involve state licensing and compliance requirements, though exact status for this address cannot be confirmed from available information.
Links and information about Urban Payday Loans:
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Urban Payday Loans is listed as a financial service provider in San Diego, CA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Urban Payday Loans to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Urban Payday Loans, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Urban Payday Loans with other providers in San Diego and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Urban Payday Loans has a rating of 0.0, compared to the city average of 4.0.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Urban Payday Loans requests. It is always best to call ahead using the phone number on this page so Urban Payday Loans can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Urban Payday Loans also offers: Loan agency.