SAFE Credit Union, headquartered in Roseville, California, is a member-owned financial cooperative that traces its origins to the early 20th century, evolving from a small group of local workers organized to provide affordable financial services. As a credit union, it operates on a not-for-profit model guided by a federally chartered framework, emphasizing member benefits over traditional profit-driven aims. The organization offers core banking functions typical of consumer financial cooperatives, including savings accounts, various loan products, and payment services, all designed to serve the financial needs of its members.
Operating within California, SAFE Credit Union provides accessible financial services through a network of branch locations and digital platforms, supporting personal banking, household budgeting, and small-scale financing. Its governance structure involves a member-elected board of directors and volunteer committees that oversee policy development, risk management, and community engagement. Historically, the institution has focused on building long-term member value through prudent financial stewardship, regulatory compliance, and member education initiatives to promote financial wellbeing within its local service area.
Better than 38% of providers in Roseville
In addition to the primary service, SAFE Credit Union also offers:
Other providers in Roseville with similar ratings:
SAFE Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
SAFE Credit Union is listed as a financial service provider in Roseville, CA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask SAFE Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from SAFE Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare SAFE Credit Union with other providers in Roseville and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
SAFE Credit Union has a rating of 3.7, which is better than 38% of providers in Roseville.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents SAFE Credit Union requests. It is always best to call ahead using the phone number on this page so SAFE Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, SAFE Credit Union also offers: Credit union, Bank, Business banking service, Car finance and loan company, Mortgage lender.