Swift Title Loans operates as a consumer finance company focused on providing short-term collateralized lending services using private vehicle titles as security. Established within a national frame, its emphasis lies in delivering rapid access to funds while allowing borrowers to retain vehicle possession during repayment, subject to loan terms. The organization positions itself as a streamlined alternative for emergency liquidity, leveraging an online application process alongside in-person locations. Historically, title loan providers in California have developed a footprint through state-specific regulatory environments and consumer-facing storefronts, with services tailored to individuals seeking quick cash without traditional credit checks. Core functions typically include title-based lending, eligibility assessments based on vehicle value, and funds disbursement within a short time window, contingent on compliance steps. The Pasadena location at 545 N Fair Oaks Ave #31 aligns with a broader network design aimed at accessibility and local customer service, while maintaining standardized operating procedures across its branches.
Address
545 N Fair Oaks Ave #31, Pasadena, CA 91103
Phone
(626) 69 98 249Website
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Links and information about Swift Title Loans:
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Find answers to common questions
Swift Title Loans is listed as a financial service provider in Pasadena, CA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Swift Title Loans to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Swift Title Loans, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Swift Title Loans with other providers in Pasadena and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Swift Title Loans has a rating of 5.0, which is better than 77% of providers in Pasadena.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Swift Title Loans requests. It is always best to call ahead using the phone number on this page so Swift Title Loans can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Swift Title Loans also offers: Loan agency.