12M Payday Loans appears to be a payday lending organization listed at 2272 E Palmdale Blvd, Palmdale, CA 93550. This overview summarizes its nature, history, primary functions, and operational scope based on its public-facing business designation and typical industry practices.
Nature and scope - The entity operates within the consumer financial services sector, specializing in short-term lending products designed to provide rapid cash access to qualifying borrowers. - Primary functions include loan origination, underwriting, and fund disbursement, typically accompanied by standard repayment terms and associated fees. - The organization likely maintains a storefront presence or operates through an online channel to serve residents of Palmdale and potentially broader California markets.
Operational context - The organization’s location suggests a local physical footprint intended to serve nearby communities with accessible loan services. - Services are generally constrained by state and local regulations governing payday lending, including licensing, interest rate caps, and consumer protection requirements. - Historical context for such lenders often involves adapting to regulatory changes and market demand for short-term liquidity, while maintaining compliance protocols to manage risk and borrower outreach.
Note: Specific historical details, licensing information, and quantitative metrics require authoritative external data.
Better than 56% of providers in Palmdale
Links and information about 12M Payday Loans:
Come visit ACE Cash Express at 38050 47Th St E in Palmdale, CA to apply for a Payday Loan. We’re also here to help with cashing checks, MoneyGram money orders, and bill pay services.
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sjdigitalsolutions.comEDIT1: We have a main office in the city I live in. We operate several satellite location across the globe. Our fees are $30 for every $100 that is borrowed (every two weeks). We operate in about half the US - mostly in states that specifically have laws against or at least limiting payday loans.... We offer loans to customers that reputable companies (is there such a thing in the business?) would not make because of laws and limitations. We will never send an account to an outside collection...
www.reddit.comThe document is a formal letter addressing a payday loan lender, asserting that their activities are illegal in the sender's state and revoking any debit authorizations. The sender demands communication only through postal mail or email, prohibits contact with their employer, and requests the lender's license number. Additionally, the sender intends to file complaints with relevant authorities and expects a response within 14 days.
www.scribd.comOther providers in Palmdale with similar ratings:
12M Payday Loans is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
12M Payday Loans is listed as a financial service provider in Palmdale, CA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask 12M Payday Loans to explain the terms in writing before you proceed.
To improve your chances of getting better terms from 12M Payday Loans, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare 12M Payday Loans with other providers in Palmdale and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
12M Payday Loans has a rating of 4.7, which is better than 56% of providers in Palmdale.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents 12M Payday Loans requests. It is always best to call ahead using the phone number on this page so 12M Payday Loans can confirm exactly which documents you need for your specific situation.
In addition to its primary service, 12M Payday Loans also offers: Loan agency.