OneMain Financial is a consumer financial services organization that provides personal loans and related credit products to individuals, including those who may have limited access to traditional lending sources. The company operates through a network of branches and a digital platform, offering loan origination and servicing across multiple states, with a history rooted in long-standing financial services activity dating back to the early 20th century. Its scope includes arranging loans for debt consolidation, home improvements, and other personal needs, alongside optional insurance offerings and financial wellness tools designed to support borrowers in managing credit responsibly.
Historically, OneMain has evolved through mergers, acquisitions, and rebranding, culminating in a cohesive enterprise focused on nonprime consumer lending. The organization operates nationwide, maintaining a substantial branch presence complemented by online services to facilitate loan applications, approvals, and ongoing account management. As a publicly traded entity, it emphasizes governance and compliance within the consumer finance sector, aligning operations with consumer protection standards and responsible lending practices. The Oxnard address reflects one of the organization’s local service points within its broader national footprint.
Better than 11% of providers in Oxnard
Links and information about OneMain Financial:
BBB Accredited since 10/4/2016. Consumer Finance Companies in Oxnard, CA. See BBB rating, reviews, complaints, and more.
www.bbb.orgOneMain Holdings, Inc. is an American financial services holding company headquartered in Evansville, Indiana, with central offices throughout the United States. The company wholly owns OneMain Finance Corporation and its subsidiaries, through which it operates in the consumer finance and insurance industries as OneMain Financial. Its business primarily focuses on providing personal loans and optional insurance products to customers with limited access to traditional lenders, such as banks and...
en.wikipedia.orgOneMain Financial 31,799 followers on LinkedIn. Our mission is to improve the financial well-being of hardworking Americans. OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. We look beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans and auto loans, credit cards and financial...
www.linkedin.comSpecialties: OneMain Financial has been a trusted personal loan lender for more than 100 years and is proud to have served millions of customers nationwide. Get a personal loan to help with debt consolidation, home improvement, major purchases and more. Our local team is ready to work with you one-on-one to find a solution that works for you.
www.yelp.comreach their goals with optimism and hope. ~1,400 Branch Locations 11 Corporate/Central Operations Locations Minneapolis, MN Evansville, IN Tempe, AZ Fort Worth, TX Irving, TX New York City, NY Baltimore, MD Wilmington, DE London, KY Charlotte, NC Fort Mill, SC About OneMain Financial
www.onemainfinancial.comAbout us, we offer personal loans with about 1,400 branches across 44 states. Learn who we are, our executive team & areas of our business.
www.onemainfinancial.comOther providers in Oxnard with similar ratings:
OneMain Financial is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
OneMain Financial is listed as a financial service provider in Oxnard, CA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask OneMain Financial to explain the terms in writing before you proceed.
To improve your chances of getting better terms from OneMain Financial, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare OneMain Financial with other providers in Oxnard and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
OneMain Financial has a rating of 3.2, which is better than 11% of providers in Oxnard.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents OneMain Financial requests. It is always best to call ahead using the phone number on this page so OneMain Financial can confirm exactly which documents you need for your specific situation.
In addition to its primary service, OneMain Financial also offers: Loan agency.