County Schools Federal Credit Union is a member-owned financial cooperative serving Oxnard and surrounding communities. Established to provide banking services aligned with the needs of its members, the organization operates as a not-for-profit entity governed by a volunteer board of directors. Its structure emphasizes democratic member control, with each eligible member holding a vote in organizational decisions. The credit union’s history reflects a focus on offering accessible financial products and services tailored to individuals affiliated with the county school system and affiliated groups, supporting financial inclusion and education within its field of membership.
Operationally, the credit union functions as a full-service financial institution, delivering core offerings such as deposit accounts, loans, and debit services through multiple channels. It emphasizes prudent financial management, risk controls, and regulatory compliance to safeguard member assets. The organization maintains a local presence to facilitate in-person interactions, while also leveraging standard industry practices for service delivery, budgeting, and governance. Through its functional framework, County Schools Federal Credit Union aims to meet everyday financial needs while upholding member stewardship and community-oriented objectives.
Better than 25% of providers in Oxnard
In addition to the primary service, County Schools Federal Credit Union also offers:
Other providers in Oxnard with similar ratings:
County Schools Federal Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
County Schools Federal Credit Union is listed as a financial service provider in Oxnard, CA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask County Schools Federal Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from County Schools Federal Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare County Schools Federal Credit Union with other providers in Oxnard and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
County Schools Federal Credit Union has a rating of 4.3, which is better than 25% of providers in Oxnard.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents County Schools Federal Credit Union requests. It is always best to call ahead using the phone number on this page so County Schools Federal Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, County Schools Federal Credit Union also offers: Federal credit union, ATM, Credit union.