Urban Bad Credit Loans appears to be a financial services organization that positions itself around facilitating credit access for borrowers with limited or challenged credit histories. The entity’s address at 3203 E Guasti Rd, Ontario, CA 91761 places it within the Inland Empire region of Southern California, an area with a diverse mix of consumer financing options and lending activity. The organization’s stated focus centers on loan products and related financing solutions, applying a framework that emphasizes accessibility for individuals who may encounter higher barriers from traditional lenders. While public-facing materials vary, such entities typically reference processes related to application intake, eligibility assessment, and funding disbursement, alongside customer service interactions designed to guide clients through borrowing options. The operational scope for this type of organization generally includes local storefront exposure, potential digital channels for initial inquiries, and compliance with state lending regulations. Further verification of licensing status, product types, and governance would require direct access to official records or the firm’s disclosures.
Links and information about Urban Bad Credit Loans:
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icash.caWe offer loans to customers that reputable companies (is there such a thing in the business?) would not make because of laws and limitations. We will never send an account to an outside collection agency nor would we ever sue a customer - it would bring too much attention to our business, reveal our real location and but the operations at risk.
www.reddit.comRegular, high quality content About us page (with information on the two of us, (including pictures etc) Contact us page Any necessary legal pages (terms of service, privacy policy, disclaimer etc.) Active social media accounts Consistent branding throughout the website and social media Both our employers (banks) have blogs and we plan to ask if we can write guest posts to try and slowly try and build up backlinks to our website.
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Urban Bad Credit Loans is listed as a financial service provider in Ontario, CA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Urban Bad Credit Loans to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Urban Bad Credit Loans, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Urban Bad Credit Loans with other providers in Ontario and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Urban Bad Credit Loans has a rating of 0.0, compared to the city average of 4.3.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Urban Bad Credit Loans requests. It is always best to call ahead using the phone number on this page so Urban Bad Credit Loans can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Urban Bad Credit Loans also offers: Loan agency.