Advance America operates as a financial services company providing short-term cash advances and related loan products through a network of storefronts and online channels. The Ontario, California location at 1829 East Fourth Street has been part of a nationwide chain that emphasizes accessible consumer credit options intended to bridge temporary liquidity gaps. The organization’s business model centers on direct customer interactions in person at branch locations, complemented by online application processes to streamline approval and funding where permitted by state regulations. Historically, the firm has positioned itself as a practical option for customers seeking rapid access to funds, often highlighting quick decisioning and flexible repayment arrangements within the bounds of applicable consumer lending laws. The Ontario store’s operations are expected to align with the broader company framework, offering services that involve evaluating borrower eligibility, disbursing approved funds, and providing information on repayment terms. The facility operates within California’s regulatory environment governing payday and related lending activities and serves local residents seeking convenient access to cash advances.
Better than 85% of providers in Ontario
In addition to the primary service, Advance America also offers:
Links and information about Advance America:
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Advance America is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Advance America is listed as a financial service provider in Ontario, CA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Advance America to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Advance America, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Advance America with other providers in Ontario and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Advance America has a rating of 5.0, which is better than 85% of providers in Ontario.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Advance America requests. It is always best to call ahead using the phone number on this page so Advance America can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Advance America also offers: Loan agency, Financial institution, Money order service.