Navy Federal Credit Union is a member-owned financial cooperative that serves eligible consumers through a network of branches, including its Oceanside location at 815 College Blvd Ste 101. Founded to serve military members and their families, the organization has evolved into a broad-based credit union with a history rooted in serving the financial needs of military communities. Its operations emphasize core banking functions, member services, and access to financial products designed for members’ daily banking, savings, and financing needs.
As a credit union, Navy Federal operates on a cooperative model in which profits are returned to members through service improvements and dividend-like benefits. The organization maintains a focus on financial education, responsible lending, and prudent risk management to support member stability. Its services typically encompass routine deposit accounts, loan products, and digital tools to facilitate secure, convenient access to funds. The Oceanside branch contributes to the nationwide footprint, extending local service while aligning with the broader mission of member-centric financial stewardship.
Better than 47% of providers in Oceanside
In addition to the primary service, Navy Federal Credit Union also offers:
Other providers in Oceanside with similar ratings:
Navy Federal Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Navy Federal Credit Union is listed as a financial service provider in Oceanside, CA and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Navy Federal Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Navy Federal Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Navy Federal Credit Union with other providers in Oceanside and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Navy Federal Credit Union has a rating of 4.0, which is better than 47% of providers in Oceanside.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Navy Federal Credit Union requests. It is always best to call ahead using the phone number on this page so Navy Federal Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Navy Federal Credit Union also offers: Credit union, ATM, Bank, Business banking service, Financial institution, Investment service, Loan agency, Mortgage broker, Mortgage lender, Savings bank.